
Individual Charge Account Denial Letter
Dear
We regret to inform you that we are unable to open a charge account
for you at present due to information obtained from the following
consumer reporting agency:
* regret to ~ = ~하게 되어 유감스럽다/ charge account = 외상 거래[계정]
* consumer reporting agency = 소비자 보고 기관
We wish to advise you that you have the right under federal law
to obtain full disclosure of the nature and substance of all information
on you that is contained in the files of the consumer credit reporting
agency, with the exception of medical data, upon the presentment of
proper identification.
* federal law = 연방법/ full disclosure = 완전 공개[개시]
* substance = 본질, 요지, 핵심/ contain = 함유되어 있다
* with the exception of ~ = ~은 제외하고/ presentment = 제시, 표시, 진술
Although we are unable to offer you credit terms, we would be pleased
to welcome you as a customer and hope that we will be able to open
a charge account for you some time in the future.
* credit terms = 신용 거래 조건
Thank you for submitting your application to us.